Customized Business Insurance Packages for you:
Each business has different requirements. We understand that. Hence, our business insurance coverage packages are customized for all our clients to ensure that you get exactly what you desire. Here are a few aspects that your business insurance coverage can include: General property: This will cover content such as mobile phones, tools of trade, notebooks, professional equipment taken off-site as well as laptops.
- Fire and perils: Machinery, plant, building, stock, and contents come under this cover. Some policies can also offer benefits such as accidental damage, removal of debris, flood, loss of value, landscaping as well as Fusion cover, records being rewritten, and more.
- Theft and Burglary: Though unfortunate, every business has to deal with this risk. If your company’s content or stock is subject to burglary or theft, this cover will stand by your side. Employee dishonesty: If the theft that occurred in your business is due to a dishonest employee, this cover will help you sort the situation.
- Money: This cover will ensure that if it is a theft of money, you have a backup plan.
- Business Interruption: If there occurs a loss of wages, overall loss of profit, or of the gross revenue, this cover will take care of it. Additional benefits such as additional increased cost of working, accounts receivable, and claims preparation costs are included in some policies. The indemnity period usually starts from a few weeks to years.
- Electronic and machinery breakdown: If there occurs a situation where your business experiences a loss due to electrical or mechanical failure, this cover can come in handy. The costs of repairing or replacing your business equipment are covered. In some cases, this cover can also include any resulting business income.
- Liability: This cover includes public liability as well as product liability and for property damage or third-party injury. IT is possible to alter policies to include cover for property in legal or physical control as well as errors and omission cover.
- Glass: External or internal glass can be insured under this cover. When it comes to sign writing and illuminated signs, certain policies can provide automatic
- coverage.Tax Investigation: When your company is audited by the ATO, the resulting costs can be quite hefty. With this cover, such professional costs are easily taken care of.
It’s best to be prepared for any situation. That’s why we offer honest professional advice to all our clients. At IM Guru, our priority is always our clients’ business growth. Have any questions? Call our friendly team today to acquire a package that caters to your business needs.